Asset Finance


Asset finance is a type of funding, which leverages against business assets such as equipment, machinery and vehicles. Asset finance enables your business to release cash from the value in assets you already own. 

Asset finance includes:


  1. Equipment leasing
  2. Hire purchase
  3. Finance leases
  4. Operating leases
  5. Asset refinance

Key Benefits:


  1. Asset finance available from £5,000 up to £500,000
  2. From 5.9% APR representative
  3. Repayment by monthly Direct Debit between 24 to 60 months

The monthly repayment cost is determined by factors including the cost of the asset, your deposit, length of the agreement and your company’s credit score

You can own the asset at the end of the agreement on payment of an Option to Purchase Fee



Invoice Finance


Invoice financing enables a business to borrow money against the amounts due from customers. Invoice financing can improve business cash flow, pay employees and creditors.

This is a useful tool to boost short term cash flow. You can release the capital required far quicker than if you had to wait until your customers paid their balances in full.

Businesses pay a percentage of the invoice amount to the lender as a fee for borrowing the money. Invoice financing can solve problems associated with customers taking a long time to pay as well as difficulties obtaining other types of business credit.


Fees are usually charged on a weekly or monthly basis, for releasing the cash to you.


Factoring charges are worked out on a percentage basis of the invoice value, typically ranging between 0.5 – 5%.


Business Finance


An unsecured business loan is not secured against an asset. This is a useful product for businesses looking to raise finance, where there is no collateral to be used as security.

Rates start at 1.9% per annum


Borrow from 6 months, up to 7 years

Reasons to borrow;

  1. Deposits for property acquisition
  2. Grow your business
  3. Cover a one-off cost
  4. Hire extra staff
  5. Refinance Existing debt
  6. Tax Funding
  7. Boost your cash flow
  8. Refurbish premises
  9. Buy new equipment


Contact Capti




    Capti is unregulated and does not have FCA permissions. Some types of finance such as bridging, development, commercial and buy to let mortgages may not be regulated by the Financial Conduct Authority. Fees may be payable for advice and/or arrangement of your loan. As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the repayments on it or any other loan secured against it. Think carefully before securing other debts against your home.Please seek tax advice, prior to taking out any unsecured facilities. If required, we would be more than happy to make an introduction to one of our tax specialist partners. Capti can advise on overseas transactions. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.